The Journal of Finance publishes leading research across all the major fields of finance. It is one of the most widely cited journals in academic finance, and in all of economics. Each of the six issues per year reaches over 8,000 academics, finance professionals, libraries, and government and financial institutions around the world. The journal is the official publication of The American Finance Association, the premier academic organization devoted to the study and promotion of knowledge about financial economics.
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THE HUNT COMMISSION REPORT: A FURTHER COMMENT
Published: 03/01/1974 | DOI: 10.1111/j.1540-6261.1974.tb00046.x
Paul M. Horvitz
DISCUSSION
Published: 07/01/1984 | DOI: 10.1111/j.1540-6261.1984.tb03670.x
PAUL M. HORVITZ
Mortgage Redlining: Race, Risk, and Demand
Published: 03/01/1994 | DOI: 10.1111/j.1540-6261.1994.tb04421.x
ANDREW HOLMES, PAUL HORVITZ
Charges that geographical redlining is widely practiced by mortgage lenders and is associated with racial discrimination have received much attention. However, empirical research in this area has yet to document a convincing answer to the question of whether redlining even exists. Much of the previous research in this area has suffered from failure to account for variations in risk, and/or failure to adequately control for geographical differences in demand. This study addresses these problems in an effort to determine whether the disparity in the flow of mortgage credit can be explained by differences in risk and demand.