The Journal of Finance

The Journal of Finance publishes leading research across all the major fields of finance. It is one of the most widely cited journals in academic finance, and in all of economics. Each of the six issues per year reaches over 8,000 academics, finance professionals, libraries, and government and financial institutions around the world. The journal is the official publication of The American Finance Association, the premier academic organization devoted to the study and promotion of knowledge about financial economics.

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DISCUSSION

Published: 7/1985,  Volume: 40,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1985.tb04987.x  |  Cited by: 1

GEORGE M. CONSTANTINIDES


MARKET RISK ADJUSTMENT IN PROJECT VALUATION

Published: 5/1978,  Volume: 33,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1978.tb04870.x  |  Cited by: 139

George M. Constantinides


DISCUSSION

Published: 7/1985,  Volume: 40,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1985.tb05003.x  |  Cited by: 1

GEORGE M. CONSTANTINIDES


Merton H. Miller

Published: 8/2001,  Volume: 56,  Issue: 4  |  DOI: 10.1111/0022-1082.00362  |  Cited by: 0

George M. Constantinides


Rational Asset Prices

Published: 8/2002,  Volume: 57,  Issue: 4  |  DOI: 10.1111/1540-6261.00471  |  Cited by: 104

George M. Constantinides

The mean, covariability, and predictability of the return of different classes of financial assets challenge the rational economic model for an explanation. The unconditional mean aggregate equity premium is almost seven percent per year and remains high after adjusting downwards the sample mean premium by introducing prior beliefs about the stationarity of the price–dividend ratio and the (non)forecastability of the long‐term dividend growth and price—dividend ratio. Recognition that idiosyncratic income shocks are uninsurable and concentrated in recessions contributes toward an explanation. Also borrowing constraints over the investors' life cycle that shift the stock market risk to the saving middle‐aged consumers contribute toward an explanation.


Asset Pricing with Countercyclical Household Consumption Risk

Published: 1/12/2017,  Volume: 72,  Issue: 1  |  DOI: 10.1111/jofi.12471  |  Cited by: 109

GEORGE M. CONSTANTINIDES, ANISHA GHOSH

We show that shocks to household consumption growth are negatively skewed, persistent, countercyclical, and drive asset prices. We construct a parsimonious model where heterogeneous households have recursive preferences. A single state variable drives the conditional cross‐sectional moments of household consumption growth. The estimated model fits well the unconditional cross‐sectional moments of household consumption growth and the moments of the risk‐free rate, equity premium, price‐dividend ratio, and aggregate dividend and consumption growth. The model‐implied risk‐free rate and price‐dividend ratio are procyclical, while the market return has countercyclical mean and variance. Finally, household consumption risk explains the cross section of excess returns.


Optimal Liquidation of Assets in the Presence of Personal Taxes: Implications for Asset Pricing

Published: 5/1980,  Volume: 35,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1980.tb02174.x  |  Cited by: 31

GEORGE M. CONSTANTINIDES, MYRON S. SCHOLES


Optimal Bond Trading with Personal Tax: Implications for Bond Prices and Estimated Tax Brackets and Yield Curves†

Published: 5/1982,  Volume: 37,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1982.tb03556.x  |  Cited by: 4

GEORGE M. CONSTANTINIDES, JONATHAN E. INGERSOLL


Are Options on Index Futures Profitable for Risk‐Averse Investors? Empirical Evidence

Published: 7/19/2011,  Volume: 66,  Issue: 4  |  DOI: 10.1111/j.1540-6261.2011.01665.x  |  Cited by: 71

GEORGE M. CONSTANTINIDES, MICHAL CZERWONKO, JENS CARSTEN JACKWERTH, STYLIANOS PERRAKIS

American options on the S&P 500 index futures that violate the stochastic dominance bounds of Constantinides and Perrakis (2009) from 1983 to 2006 are identified as potentially profitable trades. Call bid prices more frequently violate their upper bound than put bid prices do, while violations of the lower bounds by ask prices are infrequent. In out‐of‐sample tests of stochastic dominance, the writing of options that violate the upper bound increases the expected utility of any risk‐averse investor holding the market and cash, net of transaction costs and bid‐ask spreads. The results are economically significant and robust.


DISCUSSION

Published: 5/1982,  Volume: 37,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1982.tb03568.x  |  Cited by: 0

G. M. CONSTANTINIDES


PROJECTING MARKET STRUCTURE BY MONTE CARLO SIMULATION: A STUDY OF BANK EXPANSION IN NEW JERSEY

Published: 12/1972,  Volume: 27,  Issue: 5  |  DOI: 10.1111/j.1540-6261.1972.tb03027.x  |  Cited by: 0

George R. Juncker, George S. Oldfield


OPEN MARKET OPERATIONS, THE RATE OF INTEREST, AND THE PRICE LEVEL: AN ESSAY IN THE PURE THEORY OF INTEREST AND MONEY*

Published: 12/1955,  Volume: 10,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1955.tb01302.x  |  Cited by: 0

George Horwich


Deposit Insurance and the Discount Window: Pricing under Asymmetric Information

Published: 6/1986,  Volume: 41,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1986.tb05047.x  |  Cited by: 19

GEORGE KANATAS

The risk‐sensitive pricing of deposit insurance and the discount window is determined in an environment where banks have private information concerning their financial conditions. The two facilities are managed jointly; an incentive‐compatible policy is designed such that banks' choice of terms at which they can obtain insurance and access to discount window credit will reveal their asset quality. The function of the discount window is to be a risk‐neutral “lender of last resort” to banks in a market dominated by risk‐averse depositors.


VALUATION PARAMETERS OF PROPERTY‐LIABILITY COMPANIES

Published: 6/1977,  Volume: 32,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1977.tb01991.x  |  Cited by: 12

George Foster


INTRODUCTION

Published: 5/1965,  Volume: 20,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1965.tb00201.x  |  Cited by: 0

George Garvy


ELEMENTS OF TIMING AND RESPONSE IN THE BALANCE SHEET OF BANKING, 1953–55*

Published: 5/1957,  Volume: 12,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1957.tb04133.x  |  Cited by: 0

George Horwich


TIGHT MONEY, MONETARY RESTRAINT, AND THE PRICE LEVEL*

Published: 3/1966,  Volume: 21,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1966.tb02952.x  |  Cited by: 2

George Horwich


TIGHT MONEY AS A CAUSE OF INFLATION: REPLY

Published: 3/1971,  Volume: 26,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1971.tb00600.x  |  Cited by: 1

George Horwich


Output, Stock Volatility, and Political Uncertainty in a Natural Experiment: Germany, 1880–1940

Published: 12/1998,  Volume: 53,  Issue: 6  |  DOI: 10.1111/0022-1082.00090  |  Cited by: 208

George Bittlingmayer

Why does stock volatility increase when output declines? The theory of investment under uncertainty implies that political uncertainty may simultaneously increase volatility and reduce output. Though cause and effect are typically hard to separate, the transition from Imperial to Weimar Germany offers a natural experiment because major political events left clear traces on stock prices. Current and past increases in volatility are associated with output declines, consistent with U.S. experience. However, political events are more clearly the source of volatility, and the results support the view that the relationship between volatility and output reflects the joint effects of political factors.


THE LONG‐RUN EFFECTS UPON THE UNITED STATES OF THE INDUSTRIAL DEVELOPMENT OF THE FAR EAST*

Published: 12/1952,  Volume: 7,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1952.tb02488.x  |  Cited by: 0

George Rosen


Stock Returns, Real Activity, and the Trust Question

Published: 12/1992,  Volume: 47,  Issue: 5  |  DOI: 10.1111/j.1540-6261.1992.tb04680.x  |  Cited by: 24

GEORGE BITTLINGMAYER

Periodic antitrust attacks on corporations may have influenced stock prices. For the period 1904 to 1944, each antitrust case filed is associated with a 0.5 to 1.9 percent drop of the Dow, and each unexpected case with even larger drops. Other aspects of antitrust besides actual filings may help account for other movements, in particular the 1929 Crash. Historical evidence bears on the question of whether antitrust is exogenous and also links antitrust and the “corporation problem.” These results illustrate the sorts of real factors aside from changes in concurrent output that may account for stock price volatility.


Externalities and Financial Reporting

Published: 5/1980,  Volume: 35,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1980.tb02183.x  |  Cited by: 47

GEORGE FOSTER


DISCUSSION

Published: 7/1985,  Volume: 40,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1985.tb04997.x  |  Cited by: 0

GEORGE TAUCHEN


“IS THE FEDERAL RESERVE SYSTEM REALLY NECESSARY?”: COMMENT

Published: 9/1965,  Volume: 20,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1965.tb02913.x  |  Cited by: 1

George G. Kaufman


FEDERAL TAXING AND SPENDING IN VIRGINIA: A QUANTITATIVE STUDY

Published: 3/1951,  Volume: 6,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1951.tb04446.x  |  Cited by: 0

George W. McKinney


“A MULTIVARIATE ANALYSIS OF INDUSTRIAL BOND RATINGS” AND THE ROLE OF SUBORDINATION: REPLY

Published: 3/1978,  Volume: 33,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1978.tb03412.x  |  Cited by: 5

George E. Pinches


COMMERCIAL BANK PRICE DISCRIMINATION AGAINST SMALL LOANS: AN EMPIRICAL STUDY*

Published: 12/1964,  Volume: 19,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1964.tb02889.x  |  Cited by: 0

George J. Benston


SEASONAL MOVEMENTS IN THE FLOW OF FUNDS*

Published: 3/1965,  Volume: 20,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1965.tb00198.x  |  Cited by: 0

George J. Viksnins


A MICROECONOMIC APPROACH TO BANKING COMPETITION: COMMENT

Published: 6/1972,  Volume: 27,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1972.tb00997.x  |  Cited by: 3

George J. Benston


BUSINESS PROCEEDINGS, AMERICAN FINANCE ASSOCIATION

Published: 5/1959,  Volume: 14,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1959.tb01592.x  |  Cited by: 0

George E. Hassett


LAND DEVELOPMENT‐VALUE PROBLEMS AND THE TOWN AND COUNTRY PLANNING ACT OF 1947*

Published: 12/1955,  Volume: 10,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1955.tb01307.x  |  Cited by: 0

George G. Sause


PROPERTY TAXATION IN RELATION TO INVESTMENT IN URBAN AREAS

Published: 6/1951,  Volume: 6,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1951.tb04459.x  |  Cited by: 0

George W. Mitchell


FINANCING WITH CONVERTIBLE PREFERRED STOCK, 1960–1967: REPLY

Published: 3/1971,  Volume: 26,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1971.tb00598.x  |  Cited by: 0

George E. Pinches


Minutes of the Annual Membership Meeting December 29, 1959

Published: 5/1960,  Volume: 15,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1960.tb00174.x  |  Cited by: 0

George E. Hassett


RESPONSES OF SELECTED COMMERCIAL BANKS TO FEDERAL RESERVE POLICY, JANUARY, 1957, TO APRIL, 1959*

Published: 3/1963,  Volume: 18,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1963.tb01627.x  |  Cited by: 0

George G. Kaufman


THE PROXIMATE IMPACT OF MONETARY POLICY ON FLOWS OF FUNDS THROUGH FINANCIAL INTERMEDIARIES*

Published: 9/1966,  Volume: 21,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1966.tb00263.x  |  Cited by: 0

William George Nelson


THE CAPITAL STRUCTURE IN AMERICAN BANKING

Published: 12/1954,  Volume: 9,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1954.tb01253.x  |  Cited by: 3

George Taylor Harris


Beatrice: A Study in the Creation and Destruction of Value

Published: 7/1992,  Volume: 47,  Issue: 3  |  DOI: 10.1111/j.1540-6261.1992.tb04006.x  |  Cited by: 63

GEORGE P. BAKER

This paper chronicles the history of the Beatrice company from its founding in 1891 as a small creamery, through its growth by acquisition into a diversified consumer and industrial products firm, and its subsequent leveraged buyout and sell‐off. The paper analyzes the value consequences the firm's acquisition and divestiture policies, its organizational strategy, and its governance. The analysis sheds light on a number of issues in organization theory, strategy, and corporate finance, including the sources of value in diversifying aquisitions, the cost of over‐centralization and weak corporate governance, and the mechanisms of value creation in the market for corporate control.


AN EVALUATION OF MUNICIPAL “BANKRUPTCY” LAWS AND PROCEDURES

Published: 12/1973,  Volume: 28,  Issue: 5  |  DOI: 10.1111/j.1540-6261.1973.tb01462.x  |  Cited by: 5

George H. Hempel


A GENERAL GRANT FOR THE STATES: A CONSIDERATION OF ITS OBJECTIVES, JUSTIFICATION, AND EFFECTS*

Published: 9/1971,  Volume: 26,  Issue: 4  |  DOI: 10.1111/j.1540-6261.1971.tb00946.x  |  Cited by: 0

George Paul Roniger


CONVERTIBILITY—THE CURRENT APPROACH*

Published: 5/1955,  Volume: 10,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1955.tb01262.x  |  Cited by: 0

George H. Willis


FINANCING WITH CONVERTIBLE PREFERRED STOCK, 1960–1967

Published: 3/1970,  Volume: 25,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1970.tb00413.x  |  Cited by: 2

George E. Pinches


BRANCH BANKING AND ECONOMIES OF SCALE

Published: 5/1965,  Volume: 20,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1965.tb00212.x  |  Cited by: 227

George J. Benston


RESIDENTIAL MORTGAGE LENDERS

Published: 3/1952,  Volume: 7,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1952.tb01522.x  |  Cited by: 1

George W. McKinney


AN ANALYSIS AND EVALUATION OF ALTERNATIVE RESERVE REQUIREMENT PLANS

Published: 12/1969,  Volume: 24,  Issue: 5  |  DOI: 10.1111/j.1540-6261.1969.tb01697.x  |  Cited by: 2

George J. Benston


THE THEORETICAL VALUE OF A STOCK RIGHT

Published: 3/1955,  Volume: 10,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1955.tb01560.x  |  Cited by: 0

George Heberton Evans


REVENUE SHARING: PRIORITIES AND POLICY INSTRUMENTS

Published: 5/1968,  Volume: 23,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1968.tb00800.x  |  Cited by: 0

George F. Break


DISCUSSION

Published: 5/1983,  Volume: 38,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1983.tb02248.x  |  Cited by: 0

GEORGE R. HALL


INTEREST RATES VERSUS INTEREST CEILINGS IN THE ALLOCATION OF CREDIT FLOWS

Published: 5/1967,  Volume: 22,  Issue: 2  |  DOI: 10.1111/j.1540-6261.1967.tb00012.x  |  Cited by: 0

George W. Mitchell


A FURTHER NOTE ON TIME DEPOSIT INTEREST RATES

Published: 3/1959,  Volume: 14,  Issue: 1  |  DOI: 10.1111/j.1540-6261.1959.tb00488.x  |  Cited by: 0

George R. Morrison